How long does a veteran have to convert an SGLI policy to VGLI after separation from active duty?

The correct duration for a veteran to convert a Servicemembers' Group Life Insurance (SGLI) policy to Veterans' Group Life Insurance (VGLI) after separation from active duty is 120 days. This period is critical as it ensures that veterans can maintain life insurance coverage without needing to undergo a medical exam, which can be beneficial for those who may have developed health issues during their service.

After separation, veterans must act within this specified timeframe to successfully convert their SGLI to VGLI. This conversion process offers peace of mind and continuity of insurance for transitioning servicemembers as they embark on civilian life, where financial security becomes even more essential. Understanding this timeline helps veterans to make informed decisions about their insurance needs as they adjust to post-military life.