True or False: The maximum coverage under SGLI can be decreased after initial enrollment.

The statement is true because Service members' Group Life Insurance (SGLI) allows individuals to decrease their coverage amount after initial enrollment. SGLI provides service members with the option to elect coverage from a minimum to a maximum amount at the time of enrollment, and they have the flexibility to adjust this coverage later, either downwards or upwards, depending on their personal circumstances. This means that if a service member decides that they no longer require the maximum coverage they initially selected, they can choose a lower coverage level at any time, provided they submit the appropriate application.

This flexibility is especially useful as service members' needs may change throughout their career or life, allowing them to better manage their insurance according to their financial situation and dependents' needs. The other options provided do not accurately represent the policies regarding SGLI coverage adjustments. There are no specific requirements tied to a change in marital status or physician approval to reduce coverage.